BUYER COUNSELING INTERVIEW

  • Explain 7 Advantages of Home Ownership
  • Cover the tax benefits of home ownership
  • Point out the advantage of owning vs. renting, if applicable
  • Explain the Multiple Listing Service (MLS) & what it means to you
  • Explain the importance of being “pre-approved” for a mortgage
  • Introduce you to experienced loan officers
  • Determine your priorities, wants and needs
  • Explain the benefits of “buyer representation”
  • Explains the Mediation process
  • Address the lead-based paint issues
  • Present the Fair Housing flyer
  • Explaining “Agency” and “Limited Dual Agency”
  • Present the home warranty consideration
  • Explain the home inspection provisions


SEARCH FOR THE RIGHT HOME

  • Conduct an area tour, if needed
  • Search the Multiple Listing Service
  • Search the Internet at www.amgeateam.net  and other sites
  • Search for any new homes as well as existing homes
  • Search “For Sale by Owner” properties
  • Search advertisements and signs
  • Check open house properties
  • Specific neighborhood targeting
  • Provide objective information about each home
  • Help you avoid mistakes that other buyers have made
  • Coordinate showings and make appointments to all homes that are available
  • Complete a “market evaluation” on properties of interest to help you determine the market value
  • Obtain a copy of the “Seller Disclosure of Property Condition” report for your review, if applicable
  • Determine which personal items are to remain with property
  • Explanation of “offer”, “counter offer”, and “acceptance” must be in writing


AFTER FINDING YOUR DREAM HOME

  • Prepare the purchase of contract in your best interest
  • Negotiate on your behalf
  • Explain what “as-is” means
  • Obtain seller’s acceptance
  • Deposit your earnest money into escrow
  • Provide the checklist for loan application
  • Assist with loan application details
  • Follow through with a mortgage company regarding appraisal, verifications, credit report, etc.
  • Arrange for an appraiser to have access to home
  • Arrange for a home inspector to access home
  • Complete Inspection Form
  • See that all inspection deadlines are met
  • Negotiate items on inspection form to your satisfaction
  • Connect you with a reputable builder, if new home is desired
  • If a new home is selected I will: 
    • Review new construction contract and highlight differences as compared to general contract
    • Discuss “cash advance” to builder, if applicable
    • Discuss probabilities you may expect from start of construction through completion
    • Discuss closing date as a target, or estimate of completion date
    • Discuss Home Builders Association membership and subsequent recourse available vs. non-member builder
    • Discuss type and extent of warranty to be provided and length of same
    • Schedule the selection process and assist, if needed
    • Assist with change orders


PREPARATION FOR CLOSING

  • Order home warranty if applicable
  • See that termite report is ordered
  • Help you see that all repairs are completed
  • Notify closing attorney with correct names for deed
  • Consider purchase of owner’s title insurance
  • Coordinate and schedule final walk-through
  • See the insurance information is forwarded to closing attorney
  • Obtain escrow check for closing
  • Have final walk-through confirmation signed
  • Attend closing
  • Arrange for free moving estimates, if desired
  • Arrange date of possession
  • Arrange for transfer of keys
  • Arrange for transfer of utilities
  • Keep your informed from beginning to end